How to Get a Replacement Car Key
It can be a hassle to lose a car key. It could also be costly depending on the type of key you have.
The easiest way to get a replacement is to call an auto locksmith. This is usually a cheaper and faster option than calling the roadside assistance line or an auto dealer.
Cost
Until recently the loss of car keys was not a big deal. You could just visit your local hardware store and purchase a new key. Today the process is more complex and expensive. The reason for this is that automobiles have become more technologically advanced, which means keys are also. This may make them more secure from theft, it also makes them more expensive to replace.
The cost of replacing a lost key will vary based on the year, make and model of your vehicle. A lot of newer vehicles have key fobs with transponder chips to help prevent theft. These chips need to be paired with your car, which typically requires a locksmith or dealer. The cost of this service may differ based on the type of vehicle you own however, it could be up to $200.
In addition, some modern cars utilize laser-cut keys that have to be programmed using a specific machine, which is only available through dealerships or auto locksmiths that specialize in this. The cost of a key for this type of lock is up to $100.
Another factor that affects the cost of a lost key is the location you live in. If you're located in a remote area, you will probably have to pay an additional fee for service due to the fact that the locksmith or tow truck has to travel a long distance to get there. In addition, locksmiths will be charged extra for holiday or after hours weekend hours.
The best way to reduce the cost of losing a key is to have a spare one with you, which can be kept at home or in your wallet. You should also keep your vehicle's title or registration documents with you, as these will be needed to prove that you are the owner of the vehicle if you need to contact the dealership to request an exchange key. Additionally, you can also utilize your roadside assistance service to assist in the procedure. You may be able get an interim replacement based on the conditions and terms of your roadside assistance service.
Time is an important factor.
It can be frustrating to lose your car keys, but it's crucial not to be in a panic. Spend a few minutes searching for your keys in easy places, such as your purse or pocket. Then, take a walk through your day and try to remember the places you may have left them. This will aid in determining if you've lost them or if they're still in your car. If you're unable to locate your car keys, it may be time to purchase new keys.
The majority of modern cars come with a remote key fob that uses the code to unlock and start the vehicle. This kind of key needs to be programmed to ensure that it is compatible with your vehicle. This is typically the job of an expert. Contact an auto locksmith and bring evidence of ownership.
The old-fashioned metal keys are easier to replace than remote fobs for keys. They are completely mechanical and are easy to duplicate. A local locksmith can replace your key on the right on the spot. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. If you'd like to have backups of the keys to your old car, you can go to an hardware store that specializes in automobiles and have them copied quickly and cheaply.
You should also consider replacing your car keys if they're beginning to appear worn down. Regular use can wear away the teeth on the key and this could make it difficult to align them correctly. If the key begins to stick in the lock, it's an indication that it's time for a replacement.
If you own a newer car that is an expensive model, the key might need to be programmed by the dealership. This is a complicated task which can be costly and take a considerable amount of time to complete. You could be covered by the warranty on your car or insurance according to the model of your car.
Accessibility
Even if you're an excellent driver it's still possible to lose your car keys. This can be a real issue particularly if it happens at an inconvenient moment like when you are at the grocery store or a gas station and you want to return home. There are lowest price of ways to replace your lost key. You can contact your insurance provider, find a local locksmith or call roadside assistance.
The first thing you'll need to do is determine what kind of car key you have. It is important to understand that different cars have different keys. Some keys are old-fashioned, and only lock using the key cylinder. Others have chips that communicate with the vehicle to open doors and even start the car. Some of these keys can be changed by an auto locksmith, however you might need to visit a dealer to purchase one from the manufacturer if it is a smart key.
You should first read the manual, or call the dealer to get instructions on how you can program the key to your vehicle. You'll need to provide proof of ownership, and you may have to wait a few days before the dealer can make an order for a replacement. This process might also require you take the vehicle to a locksmith or another service provider to be programmed, so this isn't the best option for people on tight schedules or who are unable to move around.
If you have a spare key, the process is much simpler. It is possible to purchase a replacement key online at a reasonable cost dependent on the type of car. However, if your keys have transponder or key fob element, you'll have to consult a professional who is qualified to have them replaced and programmed. Based on the make and model of your car, this may mean getting an auto towing service or paying a locksmith to do it for you.
Another method to obtain a new car key is by using a Bluetooth tracker. These tiny devices attach to your keyring and emit a signal which can be retrieved by a mobile phone with an application installed. The app will reveal the location of your key so you can locate it easily.
Insurance
The majority of the time insurance for cars doesn't cover keys lost. However, there are some exceptions. A lot of the top car insurance companies committed to customer satisfaction offer add-on coverage for things like lost keys. It is usually an extra cost, but it could be less expensive than paying out of pocket for the cost of replacing keys.
The extent to which car insurance covers lost keys is dependent on the policy and the deductible. The majority of traditional metal keys can be replaced easily however, it could be more difficult if you own an electronic fob or smart key. These keys are laser-cut and use chips that transmit a signal to the vehicle, meaning they are much more complicated to replace than traditional mechanical keys. These keys are also more expensive, since you'll have to pay for a locksmith as well as the key itself.
Think about using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services can offer discounts to locksmiths and could even pay for the cost of replacing a key. Some of these companies offer emergency lockout services which is helpful when you are in a hurry and need to get on the road.
Another option is to call your dealer for assistance to see whether they can assist you. Many dealerships have locksmiths on staff, and they might be able to create a new key for reasonable prices. If the dealer needs to make a key for your particular model, it may take several days. No matter which method you choose, make sure to keep all receipts and other documentation so that you can submit a claim to your car insurance company if necessary.
Although it's not an enjoyable experience, losing your car keys can occur to anyone. Fortunately, there are strategies to help you avoid the costly consequences. While the most affordable and quickest method of replacing your lost car keys is to call locksmiths in your area, it's important to weigh the financial advantages against the time and possible deductible payment before making a claim with your insurance company.